The 10 Best Financial Calculators

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Best Financial Calculator

Disclaimer: There are affiliate links in this post. This means that at no cost to you, I will receive a small commission if you purchase through my link. I will only ever promote the products and services that I trust and 100% recommend. You may read my full disclosure policy for more information. Thanks for supporting my business in this way.

For this post, I have put together a collection of the best financial calculators currently available.

Whether you are a financial professional or a student with an important exam coming up, these calculators won’t let you down.

The following financial calculators use the latest innovative components to meet your needs and help to ensure you do your best work.

So here is my list of The 10 Best Financial Calculators.


  1. HP 12CP Financial Calculator

HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more.

  • Offers both RPN and Algebraic modes of entry.

  • Keystroke programming with four times more memory for up to 400 steps.

  • Over 130 built-in functions.

  • Advanced editing features like the new "Undo" and "Backspace" buttons.

  • Six times faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more.

  • Memory for up to 80 cash flows.

  • Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam.

2. Calculated Industries 3405 RE Financial Calculator

Designed for real estate and mortgage professionals, the Real Estate Master IIIX performs most post-qualifying real estate calculations.

  • Calculate complete payment solutions, amortization, combo loans, ARMs, rent versus buy comparisons, and more.

  • Features include bi-weekly and monthly loan comparisons, automatic sales price and down payment calculations, and completion of taxes, insurance, and mortgage insurance for true PITI payments.

  • Calculate mortgage payments, terms, interest, PITI payments, future value, as well as purchase price, and down payment figures.

  • Permanently store local property tax and property insurance rates for customized calculations.

  • Performs "what-if" calculations from variables like purchase price, down payment amount, and loan amount financing.

  • Offers a built-in date-math function for closing and expiration dates, triple zero key that saves time and keystrokes.

  • A pocket user guide stores conveniently inside the back of the unit in a prefitted slot.

3. Texas Instruments BAII Plus Financial Calculator

The Texas Instruments BA ll Plus Calculator can handle over 250 functions, like cash-flow analysis and advanced list-based statistics.

  • Features different-colored keys that make finding functions hassle free.

  • Worksheet mode includes tables for bond, depreciation, amortization and compound interest.

  • Built-in memory to store previous worksheets.

  • Hard, slide case protects the screen.

  • Includes a quick guide manual.

4. HP 10bII+ Financial Calculator

The fast and powerful HP 10bll+ makes it easy to solve business, financial, statistical, and math calculations accurately and quickly.

  • Dedicated keys provide fast access to common financial and statistical functions.

  • Designed with powerful finance, business and statistical operations.

  • Meets exam requirements for SAT, PSAT/NMSQT, and College Board AP (Advanced Placement) Tests.

5. HP 17BII+ Financial Calculator

The HP 17bII+ financial calculator is both powerful and easy-to-use. Quickly calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, bonds and more.

  • Features 28KB of user memory, over 250 functions, RPN and Algebraic data entry, clock, appointments, calendar, HP solve application, menu prompts and messages.

  • Business/Financial Features, Statistical/Mathematical Features, Time and Date Management, and Customizing Features.

  • One line x 10-character LCD display.

  • Mix of statistic, business and math functions.

  • Read display results easily, even at an angle.

  • Ideal for real estate, finance, accounting, economics and business work.

  • Permitted for use on the CFP Certification Exam.

6. Casio FC-200V Financial Calculator

The Casio FC-200V Financial Calculator features built-in Direct Mode Keys so you can swiftly enter into exclusive modes when executing each financial calculation.

  • Incorporates a full-dot 4-line display allowing easy input, confirmation, change and correction of each parameter.

  • Convenient 3-digit, comma-markers display function.

  • Depreciation can be calculated by the straight-line method, fixed percentage method, sum-of-the-year's digits method or declining balance method.

  • Bond purchase price and annual rate of yield can be calculated by Date input/Period input.

  • Sales and leverage within the break-even point can be calculated.

7. SwissMicros DM15L Financial Calculator

SwissMicros GmbH

The SwissMicros DM15L Financial Calculator is a clone of the HP-15C which was discontinued in 1989.

  • Features a sandblasted Grade 1 Titanium housing.

  • High-end scientific programmable.

  • Root-solver and numerical integration.

  • Able to handle complex numbers and matrix operations.

8. Sharp EL-738FB Financial Calculator

The Sharp EL-738FB is a fully featured non-programmable financial calculator with a 2 line dot matrix LCD display, which provides comprehensive business solutions, advanced financial functions, extensive statistical and scientific functions, as well as Day/Date calculations.

  • Large 2 line LCD display, with 3-digit punctuation.

  • 12 memories.

  • Easy to use Cost/Sell/Margin function.

  • Multi-line Playback.

  • Advanced finance and business functions including Compound Interest, Amortisation, Cash Flow Analysis, Depreciation and Break Even.

  • 1-variable & 2-variable Statistics calculations.

  • Handy Scientific functions.

  • Day/Date function for calculating days between dates, as well as new dates.

  • Bond calculation.

  • Includes protective slide cover.

9. Sharp 10-Digit Financial Calculator

The Sharp 10-Digit Financial Calculator features a 2-Line LCD display with large 9 mm display digits.

  • Able to perform all time-value-of-money calculations, depreciation calculation, amortization calculations, breakeven calculations.

  • Performs profit and percent difference calculations, bond calculations, cash flow analysis, net present value and internal rate of return calculations, interest rate conversions, and much more.

  • Comes with a protective hard cover and is battery-operated.

10. Texas Instruments BA Financial Calculator

The Texas Instruments BA Financial Calculator is ideal for applications in finance, accounting, economics, investments and statistics.

  • Prompted display guides you through financial calculations showing current variable and label.

  • 10 display didgets x 1 display line.

  • Auto power down feature.

  • Battery powered.

I hope this list of the best financial calculators was helpful.

If you think I left out one that is important or have a suggestion for a future article, let me know in the comments below.

Brandon Hubbard, AIA, NCARB, LEED AP BD+C